Developed in response to the funding needs of depository institutions, the FICA® Funding Network provides access to the $3 trillion institutional cash market via high-quality institutional deposits. Through our network, an institution may easily acquire cost effective funding to meet unique balance sheet needs.Download Fact Sheet
StoneCastle Cash Management opens a single standard business money market or savings account.
You determine the rate and funding levels that best suit your specific asset and liability strategy.
StoneCastle then provides funding representing hundreds of diversified AML/BSA pre-screened corporate, municipal and institutional depositors.
FICA® | For Banks is a simple expanded multimillion-dollar FDIC insurance vehicle and powerful balance sheet liquidity tool that enables you to earn fee-based income on your low-margin deposits. With FICA® | For Banks, you retain the client relationship, control your balance sheet needs and earn fee-based income—all at zero cost to your institution.Download Fact Sheet
Increase balance sheet liquidity and free-up pledged collateral by allocating your large depositor balances throughout our funding network.
With FICA® | For Banks, you remain in control of the relationship with your customer.
Your customers benefit from the ability to secure multimillion-dollar federally backed deposit insurance, next-day liquidity and a competitive yield on their deposits.
StoneCastle provides billions of dollars in deposit funding to financial institutions of all sizes and maintains relationships with more than 700 banks across the United States. Through diverse, reliable, and stable funding programs, bankers can gain easy access to multiple sources of funds that can be used to grow local communities, diversify funding sources, create and supplement contingency funding plans, and potentially lower overall cost of funds.Learn More
StoneCastle Financial Corp. (NASDAQ: BANX), an ABA-endorsed solution, enables you to gain the capital your bank needs to grow organically, acquire banks, branches or assets, repurchase shares, or provide your investors with liquidity. Developed in response to the challenges smaller banks face in obtaining permanent, cost efficient capital, StoneCastle Financial is a passive, long-term, direct-bank investor. We are also the first public investment company specifically established to invest in healthy banks.
Our capital solutions provide community banks with access to Tier 1 and Tier 2 capital at “capital markets” pricing typically available only to larger publicly traded banks.
To further reduce the cost of capital for banks, StoneCastle acts as an arranger to facilitate bank credit collateralized loan securitizations. On October 15, 2015, StoneCastle facilitated the financing of 35 community banks amounting to $250 million.
We have been investing in community banks for more than 12 years and have a proven track record with management closing 250+ bank capital investments totaling $3.7 billion prior to the formation of StoneCastle and 230+ bank capital investments totaling $2.5 billion thereafter.
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